Super Bowl Loaded Nachos with Beef

Golden-brown, melted cheddar and Monterey Jack cheese blankets crispy tortilla chips loaded with seasoned beef and black beans, topped with fresh cilantro and green onions for game day.  Save to Pinterest
Golden-brown, melted cheddar and Monterey Jack cheese blankets crispy tortilla chips loaded with seasoned beef and black beans, topped with fresh cilantro and green onions for game day. | speakingfood.com

Create this game-day favorite by browning seasoned ground beef with sautéed onions and garlic, then combining with black beans and taco seasoning. Layer crispy tortilla chips with the beef mixture and shredded cheddar and Monterey Jack cheeses on a baking sheet. Bake at 400°F until the cheese bubbles, then top with fresh tomatoes, cilantro, jalapeños, and black olives. Serve immediately with sour cream, guacamole, and lime wedges on the side.

The rumble of voices from the living room mixed with the roar of the pre-game show as I assembled my Super Bowl nachos in the kitchen. I still remember how my friend Miguel raised an eyebrow at my methodical layering technique, laughing that I took game day food too seriously. The aroma of seasoned beef and beans filled the kitchen while cheese melted into golden pools between crispy chips. Even my brother, who typically critiques everything I make, went mysteriously silent after his first bite.

Last February, I brought these nachos to Jamies viewing party where they disappeared faster than I could find a seat. The weather outside was freezing, but inside, crowded around that massive platter of nachos, the room felt perfectly warm. Someone spilled beer reaching over people for seconds, but nobody cared. Between plays, friends kept asking what I put in the beef that made it taste so good, and I finally had to write the recipe on napkins.

Ingredients

  • Ground Beef (85% lean): I once tried using leaner beef thinking it would be healthier, but the extra fat in 85% lean gives these nachos that rich, satisfying flavor that keeps everyone coming back.
  • Black Beans: These add heartiness and stretch the meat further, plus they soak up all that beautiful taco seasoning and stay perfectly firm against the crispy chips.
  • Sturdy Tortilla Chips: After one tragic nacho collapse using thin chips, I learned that restaurant-style thick chips are essential for supporting all these toppings without turning soggy.
  • Cheese Blend: The combination of sharp cheddar for flavor and Monterey Jack for that perfect stretchy melt creates the ideal cheese pull when you grab a loaded chip.

Instructions

Build the Foundation:
Heat that olive oil in a large skillet and cook your onions until they start to become translucent, about 2-3 minutes. The kitchen will fill with that sweet onion aroma that signals good things are coming.
Create the Meaty Magic:
Add your garlic for just 30 seconds until fragrant, then brown that beef, breaking it into small crumbles with your spoon. Watch for the moment it transforms from pink to beautifully browned, then drain excess fat if it seems too greasy.
Season and Simmer:
Stir in that taco seasoning packet and water, creating a saucy base that will coat every morsel. Add those black beans and let everything mingle until the mixture thickens slightly and the flavors meld together.
Layer Like You Mean It:
Start with half your chips on a rimmed baking sheet, then spoon on half the beef mixture and sprinkle with half your cheese blend. The second layer follows the same pattern, creating a nacho masterpiece where every bite delivers.
Bake to Bubbly Perfection:
Slide that tray into your preheated oven and watch through the door as the cheese transforms into a molten blanket of goodness. The edges of some chips will get extra crispy, creating textural contrast.
Finish with Fresh Flavors:
Once out of the oven, immediately scatter your fresh toppings across the hot surface. The warmth will slightly wilt the cilantro, releasing its aromatic oils across the nachos.
Sizzling beef and bean mixture layered over sturdy tortilla chips, finished with bubbly cheese, diced tomatoes, and a side of creamy guacamole.  Save to Pinterest
Sizzling beef and bean mixture layered over sturdy tortilla chips, finished with bubbly cheese, diced tomatoes, and a side of creamy guacamole. | speakingfood.com

The year my cousin brought his new girlfriend to our Super Bowl gathering, she seemed shy until I placed these nachos on the coffee table. Something about the casual act of everyone reaching for the same food broke the ice completely. By halftime, she was telling stories and laughing, napkin tucked into her collar, a smudge of guacamole on her cheek. Food has a way of making strangers into family faster than any formal introduction.

Make-Ahead Options

Through years of hosting, Ive discovered the beef and bean mixture actually improves overnight in the refrigerator as the spices deepen. I now make this part a day ahead, store it covered in the fridge, and just reheat it before assembling the nachos. This not only saves time during the pre-game rush but genuinely makes the flavors more complex and satisfying.

Topping Strategies

After countless nacho platters, Ive developed what I call the strategic topping distribution method. Rather than piling everything in the center, I create quadrants of intense flavor combinations around the platter. One corner might feature extra jalapeños for heat seekers, another loaded with olives for those who love them, while ensuring the middle has a balanced blend for the less adventurous eaters.

Serving Suggestions

The way you serve these nachos dramatically affects how quickly they disappear and whether people go back for seconds. Positioning the nachos centrally on a coffee table creates a communal gathering point where conversations naturally flow, and everyone feels welcome to dig in without formality.

  • Place small plates and plenty of napkins nearby, allowing people to grab portions without hovering awkwardly over the platter.
  • Set out extra bowls of the cold toppings like sour cream, guacamole, and diced tomatoes for people to customize their portions.
  • Keep a few lime wedges in a small bowl for those who appreciate that bright citrus kick to cut through the richness.
A close-up of oven-baked Super Bowl Loaded Nachos with beef and beans, garnished with jalapeños, olives, and lime wedges ready for dipping. Save to Pinterest
A close-up of oven-baked Super Bowl Loaded Nachos with beef and beans, garnished with jalapeños, olives, and lime wedges ready for dipping. | speakingfood.com

These nachos have witnessed victory celebrations and consoled us through crushing defeats, all while keeping our spirits high and stomachs happy. Whether your team wins or loses, with a platter of these loaded nachos at the center of your gathering, everyone walks away a winner.

Recipe Help & Support

Yes, the seasoned beef and bean mixture can be prepared up to 2 days in advance and stored in an airtight container in the refrigerator. Simply reheat before assembling the nachos.

Use sturdy, thick-cut tortilla chips that can support the weight of toppings without breaking. Thinner chips may become soggy. Look for brands marketed as restaurant-style or scoops.

Assemble the nachos just before baking and serve immediately after cheese melts. Avoid over-saturating chips with wet ingredients like sour cream and guacamole, which are best served on the side.

Absolutely. Omit the ground beef and double the black beans, or use plant-based crumbles. The rest of the ingredients remain the same for equally delicious results.

Consider adding corn, pickled onions, pickled jalapeños, avocado slices, diced red onion, or fresh pico de gallo. Experiment with different cheeses like pepper jack for extra heat.

Nachos are best enjoyed fresh, but uneaten portions can be refrigerated for up to 2 days. Reheat briefly in the oven at 350°F. Add fresh toppings before serving to restore crispness.

Super Bowl Loaded Nachos with Beef

Crowd-pleasing nachos with seasoned beef, beans, melted cheese, and fresh toppings. Ready in 40 minutes for 6 servings.

Prep 20m
Cook 20m
Total 40m
Servings 6
Difficulty Easy

Ingredients

Beef and Beans

  • 1 lb ground beef (85% lean)
  • 1 tablespoon olive oil
  • 1 small yellow onion, finely chopped
  • 2 cloves garlic, minced
  • 1 can (15 oz) black beans, drained and rinsed
  • 1 packet (1 oz) taco seasoning or 2 tablespoons homemade
  • 1/4 cup water
  • Salt and pepper to taste

Assembly

  • 12 oz sturdy tortilla chips
  • 2 cups shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 1 large jalapeño, thinly sliced
  • 1 medium tomato, diced
  • 1/2 cup sliced black olives
  • 1/4 cup chopped fresh cilantro
  • 1/2 cup sour cream
  • 1/2 cup prepared guacamole
  • 1/4 cup sliced green onions
  • Lime wedges for serving

Instructions

1
Preheat Oven: Preheat oven to 400°F.
2
Sauté Aromatics: Heat olive oil in a large skillet over medium heat. Add chopped onion and cook until softened, approximately 2 to 3 minutes. Stir in minced garlic and cook for 30 seconds.
3
Brown Ground Beef: Add ground beef to the skillet, breaking it up with a spoon. Cook until browned and cooked through, approximately 5 to 6 minutes. Drain excess fat if necessary.
4
Season and Combine: Sprinkle taco seasoning over the beef and add water. Stir to combine. Add black beans and cook until heated through and mixture thickens, approximately 2 to 3 minutes. Season with salt and pepper to taste. Remove from heat.
5
Layer Nachos: On a large rimmed baking sheet, spread half the tortilla chips. Spoon half the beef and bean mixture evenly over chips. Sprinkle with half of both cheeses. Repeat layers with remaining chips, beef mixture, and cheeses.
6
Add Toppings: Top with jalapeño slices and black olives.
7
Bake: Bake in the preheated oven for 8 to 10 minutes, or until cheese is melted and bubbly.
8
Finish and Serve: Remove from oven. Scatter diced tomatoes, green onions, and cilantro over hot nachos. Serve immediately with dollops of sour cream and guacamole on the side. Garnish with lime wedges.
Additional Information

Equipment Needed

  • Large skillet
  • Wooden spoon or spatula
  • Rimmed baking sheet
  • Chef's knife and cutting board
  • Cheese grater

Nutrition (Per Serving)

Calories 570
Protein 25g
Carbs 46g
Fat 32g

Allergy Information

  • Contains dairy (cheese and sour cream)
  • May contain gluten if tortilla chips are not certified gluten-free
  • May contain soy from certain taco seasoning brands
Heather Collins